A tax and spending package Trump signed July 4 nearly halves the watchdog’s annual funding. Resources may be stretched to ...

The Consumer Financial Protection Bureau placed its top fair lending official on leave as the Trump administration pulls back ...

“HMDA users may find the CFPB's Beginner's Guide to Accessing and Using HMDA Data useful for background on HMDA and tech tips for understanding and analyzing the data.

Enforced by the Consumer Financial Protection Bureau (CFPB), the HMDA prevents unfair lending practices that can be discriminatory to borrowers.

On March 15, the CFPB released the 2023 HMDA institutional and transactional coverage charts. The charts update the reporting thresholds for ...

The CFPB recently issued a chart entitled Reportable HMDA Data: A Regulatory and Reporting Overview Reference Chart for HMDA Data Collected in 2023.

CFPB ponders how well HMDA captures discrimination The data reporting requirements are a key part of the watchdog agency's redlining enforcement ...

The CFPB first proposed the current HMDA changes in May 2019. The move is part of CFPB Director Kathy Kraninger's efforts to provide regulatory relief to small lenders by significantly raising loan ...

The CFPB added that it plans to issue a separate final rule in 2020 addressing these thresholds. The Federal Financial Institutions Examination Council (FFIEC) recently published data on 2018 mortgage ...

The CFPB is giving trade groups and consumer advocates another three months to comment on its proposal to change what data is collected under the Home Mortgage Disclosure Act.

Peter Miller writes, "I posted a unified collection of mortgage loan limit charts which show the changes and explain how they fit into real estate marketplace: 2018 Mortgage Loan Limits - With Charts.