When pension funds fall short, governments might have to raise taxes or cut public services to cover the gap. And employees ...

As you look toward retirement, you may consider different strategies to ensure a steady stream of income. Annuities are one way to accomplish that goal. These financial products usually require ...

The personal finance Reddit community encourages an 18-year-old to open a Roth IRA and start saving for retirement.

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream ...

Compare and contrast indexed annuities, bonds and CDs to determine the best fit for your retirement goals. Evaluate risk, ...

It's a common lament that old-fashioned defined-benefit pensions—the kind that pay a guaranteed monthly income for life—are rare nowadays. And for public-sector employees, they might become ...

especially during retirement. Annuities offer a fixed or variable payout and can be good choices for risk-averse people looking for guaranteed returns and lifetime income, without a loss of their ...

Learn how to break free from the cycle of debt and start saving for retirement, even on a tight budget. Most people aren’t saving enough for retirement. Some aren’t saving anything at all.

That was my reaction as I read about the Retirement Income Style Awareness matrix in Professor Wade Pfau’s excellent Retirement Planning Guidebook. Forget bickering about “the best” solution ...

ready to use later in retirement. You can use it to buy an annuity at any point to provide a guaranteed income, or take income as you need it, known as flexible drawdown. Here are a few rules to ...