Debt settlement has major risks but can be a last-ditch option for those buried in debt. U.S. News provides advice on which ...

Seniors saddled with debt should start asking themselves these three critical debt relief questions right now.

National Debt Relief provides consumers freedom from financial debt by offering debt reduction services, as well as financial consultations. It has successfully negotiated settlements for ...

Settling debt on your own also saves you money on fees, since debt settlement companies generally charge 15–25% of the debt ...

Here’s what to know about the current challenges to federal student loan forgiveness and what you can do about them.

The debt ceiling does nothing to control spending—and puts the U.S. economy at risk. Congress should eliminate this outdated ...

The Credit Counselling and Debt Management Agency approved 60,155 cases under its debt management programme last year and ...

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...

The gross debt service (GDS) ratio is a debt service measure that financial lenders use to assess the proportion of housing debt that a borrower is paying in comparison to their income.

The process of negotiating with the IRS to pay less on your tax debt can be tricky — but these strategies can help.

(Read more about our methodology below.) Best debt relief companies Best for customer service: Freedom Debt Relief Best for staying out of debt: Accredited Debt Relief Best for smaller debts ...